Betalningar utan svensk licens: what MGA casinos actually offer
The best casinos for payments without a Swedish licence in October 2026 are BitStarz, Cloudbet and Lucky Block. They are licensed in Curaçao according to their terms, terms read on 6 October 2026. The list compares 10 casinos and is sorted by withdrawals, then by score.
None of the 10 casinos in the comparison offers Swish, Trustly or BankID. Instant Banking is available at 6 of 10, cards at 9 of 10 and cryptocurrency at 5 of 10. The list below is sorted by withdrawals, then by score.
Payments without a Swedish licence – sorted by withdrawals
None of the casinos offers Swish, Trustly or BankID. The payment methods are shown on every card.
- 1
BitStarz
Crypto casino with withdrawals in 10 minutes at most on average, according to the casino
67.1/100 · Malta-indexCuraçaoGareton B.V. (160656) · OGL/2024/165/0185 · Licence details according to the casino's terms, 6 October 2026
Up to €500 or 5 BTC + 180 free spinsThe welcome package is shown to Swedish visitors as €500 or 5 BTC plus 180 free spins. Bonuses and free spin winnings must be wagered 40 times, and the max bet with an active bonus is €5.- Wagering
- 40x bonus
- Minimum deposit
- 20 €
- Withdrawals
- The casino states that withdrawals are handled automatically and that the average withdrawal time is 10 minutes at most.
- Betalning
- Instant Banking, Bank Transfer, Bitcoin, Kryptovaluta
- Support
- Live chat and support around the clock (24/7)
- Withdrawals in 10 minutes at most on average, according to the casino
- Founded in 2014, licence from Curaçao
- More than 15 cryptocurrencies, including Bitcoin, Ethereum and USDT
- The bonus must be wagered 40 times
- No Trustly, Swish or BankID for Swedish players
- Bank withdrawals are limited to €4,000 per transaction
18+ · Nya spelare · Regler and villkor gäller · Spela ansvarsfullt
- 2
Cloudbet
Crypto casino and sportsbook since 2013
76.0/100 · Malta-indexCuraçaoHalcyon Super Holdings B.V. · OGL/2024/328/0599 · Licence details according to the casino's terms, 6 October 2026
Welcome package up to USD 2,500 in rakeback and cash dropsThe package is activated with the first deposit of any size and consists of rakeback, daily cash drops and weekly sports cash drops over 30 days. The rewards are paid out as cash in USDT.- Wagering
- No wagering requirement on the rewards
- Minimum deposit
- Not stated
- Withdrawals
- The site states instant withdrawals up to a daily limit without verification; crypto withdrawals are otherwise normally processed within 24 hours of approval.
- Betalning
- Kryptovaluta, Visa/Mastercard, E-wallets, Bank transfer
- Cashback
- Rakeback on casino games (the site states 10%) plus daily cash drops
- Support
- Live chat around the clock, email and social media
- Founded in 2013, one of the oldest crypto casinos
- Rewards without wagering, paid out as cash
- Sportsbook with high stake limits and live betting
- No classic deposit bonus, the welcome package is rakeback and cash drops
- No Swedish payment methods such as Swish or BankID
- The welcome package only runs for 30 days
18+ · Nya spelare · Regler and villkor gäller · Spela ansvarsfullt
- 3
Lucky Block
Crypto casino with a sportsbook and a 200% welcome bonus
70.0/100 · Malta-indexCuraçaoLucky Block (company name not stated on the site) · Curaçao licence according to the site FAQ, licence number not stated · Licence details according to the casino's terms, 6 October 2026
200% up to €25,000 + 50 free spinsThe welcome bonus gives 200% on the first deposit up to €25,000 and 50 free spins on Super Cash Boost: Hold & Win. According to the bonus terms the bonus is wagered 35 times with a max bet of €5.- Wagering
- 35x bonus
- Minimum deposit
- Not stated
- Withdrawals
- Average payout time is 5 minutes for most cryptocurrencies, up to 24 hours if the transaction is reviewed.
- Betalning
- Bitcoin, Ethereum, Tether (USDT), Solana, Litecoin, Dogecoin, XRP, Visa/Mastercard, Apple Pay, Google Pay, Bank transfer, Revolut
- Cashback
- Up to 20% cashback at the highest VIP level
- Support
- Live chat around the clock and email
- Large welcome bonus of 200% up to €25,000
- Crypto withdrawals in 5 minutes on average
- Cards, Apple Pay and Revolut as well as crypto
- Operating company and licence number are not shown on the site
- Fiat withdrawals limited to €4,000 per day
- 35x wagering and €5 max bet with a bonus
18+ · Nya spelare · Regler and villkor gäller · Spela ansvarsfullt
- 4
Nords Casino
Nordic MGA casino with a sportsbook and 20% weekly cashback
84.0/100 · Malta-indexMGAL.C.S Limited (C-64070) · MGA/B2C/233/2013 · Licence details according to the casino's terms, 6 October 2026
250% up to €4,000 + 4,000 free spinsThe welcome package gives 150% up to €2,000 on the first deposit, 100% up to €2,000 on the second and up to 4,000 free spins on Big Bass Splash on the third (minimum €20). If you deposit via Instant Bank Transfer you can instead choose 200% up to €1,000 with 25x wagering on deposit + bonus.- Wagering
- 40x deposit + bonus (1st), 35x (2nd), 30x on free spin winnings
- Minimum deposit
- 10 €
- Withdrawals
- The casino states processing within 24 hours and a review of up to 48 hours; card withdrawals take 3–6 banking days on average.
- Betalning
- Visa/Mastercard, Skrill, Neteller, EcoPayz, Bank Wire, Instant Banking
- Cashback
- 5–20% weekly cashback on lost deposits, 1x wagering
- Support
- Live chat and email around the clock, in English, German, Spanish, Norwegian and Finnish
- MGA licence within the EU/EEA
- Welcome package up to €4,000 + 4,000 free spins
- Weekly cashback up to 20% with 1x wagering
- High wagering, 40x deposit + bonus
- No Swedish-language customer service
- Max €1,000 per withdrawal with cards and e-wallets
18+ · Nya spelare · Regler and villkor gäller · Spela ansvarsfullt
- 5
SvenPlay
MGA casino with slots, live casino and a sportsbook
84.0/100 · Malta-indexMGAL.C.S Limited (C-64070) · MGA/B2C/233/2013 · Licence details according to the casino's terms, 6 October 2026
250% up to €4,000 + 4,000 free spinsThe welcome package gives 150% up to €2,000 on the first deposit, 100% up to €2,000 on the second and up to 4,000 free spins on Big Bass Splash on the third (minimum €20). If you deposit via Instant Bank Transfer you can instead choose 200% up to €1,000 with 25x wagering on deposit + bonus.- Wagering
- 40x deposit + bonus (1st), 35x (2nd), 30x on free spin winnings
- Minimum deposit
- 10 €
- Withdrawals
- The casino states processing within 24 hours and a review of up to 48 hours; card withdrawals take 3–6 banking days on average.
- Betalning
- Visa/Mastercard, Skrill, Neteller, EcoPayz, Bank Wire, Instant Banking
- Cashback
- 5–20% weekly cashback on lost deposits, 1x wagering
- Support
- Live chat and email around the clock, in English, German, Spanish, Norwegian and Finnish
- MGA licence within the EU/EEA
- Welcome package up to €4,000 + 4,000 free spins
- Weekly cashback up to 20% with 1x wagering
- High wagering, 40x deposit + bonus
- No Swedish-language customer service
- Max €1,000 per withdrawal with cards and e-wallets
18+ · Nya spelare · Regler and villkor gäller · Spela ansvarsfullt
- 6
Taika Spins
Northern-lights themed MGA casino with casino and betting
84.0/100 · Malta-indexMGAL.C.S Limited (C-64070) · MGA/B2C/233/2013 · Licence details according to the casino's terms, 6 October 2026
250% up to €4,000 + 4,000 free spinsThe welcome package gives 150% up to €2,000 on the first deposit, 100% up to €2,000 on the second and up to 4,000 free spins on Big Bass Splash on the third (minimum €20). If you deposit via Instant Bank Transfer you can instead choose 200% up to €1,000 with 25x wagering on deposit + bonus.- Wagering
- 40x deposit + bonus (1st), 35x (2nd), 30x on free spin winnings
- Minimum deposit
- 10 €
- Withdrawals
- The casino states processing within 24 hours and a review of up to 48 hours; card withdrawals take 3–6 banking days on average.
- Betalning
- Visa/Mastercard, Skrill, Neteller, EcoPayz, Bank Wire, Instant Banking
- Cashback
- 5–20% weekly cashback on lost deposits, 1x wagering
- Support
- Live chat and email around the clock, in English, German, Spanish, Norwegian and Finnish
- MGA licence within the EU/EEA
- Welcome package up to €4,000 + 4,000 free spins
- Weekly cashback up to 20% with 1x wagering
- High wagering, 40x deposit + bonus
- No Swedish-language customer service
- Max €1,000 per withdrawal with cards and e-wallets
18+ · Nya spelare · Regler and villkor gäller · Spela ansvarsfullt
- 7
Slotshammer
Nordic theme, MGA licence and over 15,000 games
84.0/100 · Malta-indexMGAL.C.S Limited (C-64070) · MGA/B2C/233/2013 · Licence details according to the casino's terms, 6 October 2026
250% up to €4,000 + 4,000 free spinsThe welcome package gives 150% up to €2,000 on the first deposit, 100% up to €2,000 on the second and up to 4,000 free spins on Big Bass Splash on the third (minimum €20). If you deposit via Instant Bank Transfer you can instead choose 200% up to €1,000 with 25x wagering on deposit + bonus.- Wagering
- 40x deposit + bonus (1st), 35x (2nd), 30x on free spin winnings
- Minimum deposit
- 10 €
- Withdrawals
- The casino states processing within 24 hours and a review of up to 48 hours; card withdrawals take 3–6 banking days on average.
- Betalning
- Visa/Mastercard, Skrill, Neteller, EcoPayz, Bank Wire, Instant Banking
- Cashback
- 5–20% weekly cashback on lost deposits, 1x wagering
- Support
- Live chat and email around the clock, in English, German, Spanish, Norwegian and Finnish
- MGA licence within the EU/EEA
- Welcome package up to €4,000 + 4,000 free spins
- Weekly cashback up to 20% with 1x wagering
- High wagering, 40x deposit + bonus
- No Swedish-language customer service
- Max €1,000 per withdrawal with cards and e-wallets
18+ · Nya spelare · Regler and villkor gäller · Spela ansvarsfullt
- 8
JustCasino
Withdrawals to e-wallets and crypto straight after approval
63.0/100 · Malta-indexCuraçaoJust Entertainment B.V. · OGL/2024/164/0246 · Licence details according to the casino's terms, 6 October 2026
100% up to €500 + 100 free spinsThe first deposit is matched 100% up to €500 and gives 100 free spins, handed out 20 per day over five days. Depositing €500 lets you choose the 150% VIP bonus with 10% cashback instead.- Wagering
- 40x bonus
- Minimum deposit
- 20 €
- Withdrawals
- Withdrawals are processed within 24 hours, after which e-wallets and crypto are instant while bank transfers take 3–10 banking days.
- Betalning
- Visa/Mastercard, Skrill, Neteller, Jeton, MiFinity, MuchBetter, Payz, Paysafecard, Neosurf, Flexepin, CashtoCode, Rapid Transfer, Siru Mobile, Bank transfer, Kryptovaluta
- Cashback
- 10% cashback is included in the VIP bonus with a €500 deposit
- Support
- Live chat and email
- Withdrawals to e-wallets and crypto straight after approval
- High withdrawal limits of €30,000 per month
- Large game selection with live casino
- 40x wagering on the bonus
- No Swedish payment methods such as Trustly or Swish
- Bank transfers can take up to 10 banking days
18+ · Nya spelare · Regler and villkor gäller · Spela ansvarsfullt
- 9
Betsamigo
MGA licence, sportsbook and up to 20% cashback
83.0/100 · Malta-indexMGAL.C.S Limited (C-64070) · MGA/B2C/233/2013 · Licence details according to the casino's terms, 6 October 2026
200% up to €1,000 with Instant Bank TransferA first deposit via Instant Bank Transfer gives 200% up to €1,000, minimum deposit €20. The bonus is wagered 25 times deposit plus bonus within 7 days; for sports there is instead 100% up to €150.- Wagering
- 25x deposit + bonus
- Minimum deposit
- 20 €
- Withdrawals
- The casino does not state a withdrawal time in its terms.
- Betalning
- Instant Banking, Visa/Mastercard, Jeton, E-wallets, Neosurf, Cashlib
- Cashback
- Up to 20% cashback every week on lost deposits, max €5,000
- Support
- Live chat and email around the clock
- EU licence from the Malta Gaming Authority
- Low 25x wagering on the welcome bonus
- Weekly cashback up to 20% and a sportsbook
- The welcome bonus requires a deposit via Instant Bank Transfer
- Withdrawals capped at €5,000 per day
- No cryptocurrency
18+ · Nya spelare · Regler and villkor gäller · Spela ansvarsfullt
- 10
Lucky Dreams
Casino and sportsbook with a welcome package over five deposits
59.0/100 · Malta-indexCuraçaoJust Entertainment B.V. · OGL/2024/164/0246 · Licence details according to the casino's terms, 6 October 2026
100% up to €500 + 100 free spinsThe first deposit is doubled up to €500 and gives 100 free spins, handed out 20 per day over five days. The welcome package continues over five deposits with up to €10,000 in total.- Wagering
- 40x bonus
- Minimum deposit
- 20 €
- Withdrawals
- Bank transfers take 3–10 banking days. Times for e-wallets and crypto are not stated.
- Betalning
- Visa/Mastercard, Skrill, Neteller, Jeton, MiFinity, MuchBetter, Payz, Paysafecard, Neosurf, Flexepin, CashtoCode, Rapid Transfer, Siru Mobile, Sofort, Bank transfer, Kryptovaluta
- Cashback
- 10% cashback is included in the VIP offer with a deposit of at least €500
- Support
- Live chat and email
- Welcome package over five deposits
- Sportsbook and live casino on the same account
- High withdrawal limits of €30,000 per month
- 40x wagering on the bonus
- No Swedish payment methods such as Trustly or Swish
- Bank transfers can take up to 10 banking days
18+ · Nya spelare · Regler and villkor gäller · Spela ansvarsfullt
Comparison table: betalningar utan svensk licens
| # | Casino | Company and licence | Welcome offer | Wagering | Min. deposit | Cashback | Score |
|---|---|---|---|---|---|---|---|
| 1 | BitStarz | Gareton B.V. OGL/2024/165/0185 | Up to €500 or 5 BTC + 180 free spins | 40x bonus | 20 € | – | 67.1 |
| 2 | Cloudbet | Halcyon Super Holdings B.V. OGL/2024/328/0599 | Welcome package up to USD 2,500 in rakeback and cash drops | No wagering requirement on the rewards | Not stated | Up to 10 % | 76.0 |
| 3 | Lucky Block | Lucky Block (company name not stated on the site) Curaçao licence according to the site FAQ, licence number not stated | 200% up to €25,000 + 50 free spins | 35x bonus | Not stated | Up to 20 % | 70.0 |
| 4 | Nords Casino | L.C.S Limited MGA/B2C/233/2013 | 250% up to €4,000 + 4,000 free spins | 40x deposit + bonus (1st), 35x (2nd), 30x on free spin winnings | 10 € | Up to 20 % | 84.0 |
| 5 | SvenPlay | L.C.S Limited MGA/B2C/233/2013 | 250% up to €4,000 + 4,000 free spins | 40x deposit + bonus (1st), 35x (2nd), 30x on free spin winnings | 10 € | Up to 20 % | 84.0 |
| 6 | Taika Spins | L.C.S Limited MGA/B2C/233/2013 | 250% up to €4,000 + 4,000 free spins | 40x deposit + bonus (1st), 35x (2nd), 30x on free spin winnings | 10 € | Up to 20 % | 84.0 |
| 7 | Slotshammer | L.C.S Limited MGA/B2C/233/2013 | 250% up to €4,000 + 4,000 free spins | 40x deposit + bonus (1st), 35x (2nd), 30x on free spin winnings | 10 € | Up to 20 % | 84.0 |
| 8 | JustCasino | Just Entertainment B.V. OGL/2024/164/0246 | 100% up to €500 + 100 free spins | 40x bonus | 20 € | Up to 10 % | 63.0 |
| 9 | Betsamigo | L.C.S Limited MGA/B2C/233/2013 | 200% up to €1,000 with Instant Bank Transfer | 25x deposit + bonus | 20 € | Up to 20 % | 83.0 |
| 10 | Lucky Dreams | Just Entertainment B.V. OGL/2024/164/0246 | 100% up to €500 + 100 free spins | 40x bonus | 20 € | Up to 10 % | 59.0 |
The cashier, casino by casino
Payment methods according to the casinos' cashiers, read on 6 October 2026:
- Nords Casino: Visa/Mastercard, Skrill, Neteller, EcoPayz, Bank Wire, Instant Banking
- SvenPlay: Visa/Mastercard, Skrill, Neteller, EcoPayz, Bank Wire, Instant Banking
- Taika Spins: Visa/Mastercard, Skrill, Neteller, EcoPayz, Bank Wire, Instant Banking
- Slotshammer: Visa/Mastercard, Skrill, Neteller, EcoPayz, Bank Wire, Instant Banking
- Betsamigo: Instant Banking, Visa/Mastercard, Jeton, E-wallets, Neosurf, Cashlib
- Cloudbet: Kryptovaluta, Visa/Mastercard, E-wallets, Bank transfer
- Lucky Block: Bitcoin, Ethereum, Tether (USDT), Solana, Litecoin, Dogecoin, XRP, Visa/Mastercard, Apple Pay, Google Pay, Bank transfer, Revolut
- BitStarz: Instant Banking, Bank Transfer, Bitcoin, Kryptovaluta
- JustCasino: Visa/Mastercard, Skrill, Neteller, Jeton, MiFinity, MuchBetter, Payz, Paysafecard, Neosurf, Flexepin, CashtoCode, Rapid Transfer, Siru Mobile, Bank transfer, Kryptovaluta
- Lucky Dreams: Visa/Mastercard, Skrill, Neteller, Jeton, MiFinity, MuchBetter, Payz, Paysafecard, Neosurf, Flexepin, CashtoCode, Rapid Transfer, Siru Mobile, Sofort, Bank transfer, Kryptovaluta
The checkout, casino by casino
Instant Banking, Visa/Mastercard, Apple Pay, Jeton and Revolut
Check the following for each method before transferring money:
- Cards (Visa/Mastercard): Look at which recipient name and which currency are shown, and whether the amount is reserved. Also find out which complaints route the bank offers for that type of transaction. A gambling loss is not the same thing as an unauthorised payment.
- Apple Pay: Check the recipient and amount in the payment confirmation, the same way as for cards. Also check whether the method appears in the withdrawal view.
- Jeton, AstroPay and Revolut: Find out whether the service charges its own fees or has its own verification requirements. Don't assume a method works for withdrawals just because it worked for a deposit.
- Instant Banking: Check that the account holder and reference are correct. Also find out how an incorrect reference or a refund is handled.
KYC, fees and currency
BankID isn't available at any of the casinos, so expect your identity to be verified another way. KYC stands for Know Your Customer. The check can cover identity, age and address, confirming the payment method belongs to you and, in some cases, the origin of the money. Which documents are required and when they're requested depends on the operator's process and on your account. The check can happen as early as registration or only at withdrawal. Even where BankID is used, an operator can still ask for further documentation, so BankID alone is not a complete KYC check.
Here's how to make the KYC step safer at a Malta casino:
- Log in via the domain you've verified yourself and don't follow unexpected document links.
- Ask what needs to be verified and which file formats are accepted. Don't send more than what's requested.
- Save the date, case number and a record of what you sent.
- Never make a new deposit to unlock a balance or resolve a document check.
A simple payment log helps if something goes wrong. Note the date, amount, currency, recipient name, method and transaction reference for every deposit and withdrawal request. With a dated timeline, it's easier to tell a delayed payment apart from a refused withdrawal or an incorrect amount.
Warning signs when a site promises Swish
- Swish or Trustly is used as its own casino category. That's misleading, since it describes a payment method and says nothing about licence status or a guarantee of withdrawal.
- The recipient in the payment window has a different name from the company in the terms.
- The domain differs from the one in the register, for example through an extra letter or a different ending.
- An MGA logo is shown, but the domain can't be found in the register. The logo alone proves nothing.
- You're asked to pay via a link in a message or to an account outside the checkout.
- You're urged to deposit more money to unlock a withdrawal.
Also remember what the licence doesn't give you. The casinos don't hold a Swedish licence, aren't covered by Spelpaus (Sweden's self-exclusion register) and don't offer Swedish consumer protection. According to Spelinspektionen (the Swedish Gambling Authority), it isn't illegal for you as a player to play at a company without a Swedish licence. If you've excluded yourself via Spelpaus, you shouldn't play here. If you'd like to talk to someone about your gambling, Stödlinjen (Sweden's gambling support line) can help.
FAQ: betalningar utan svensk licens
Do the casinos offer Swish or Trustly?
No. None of the 10 casinos in the comparison offers Swish, Trustly or BankID.
Which casinos accept cryptocurrency?
Cryptocurrency is accepted at Cloudbet, Lucky Block, BitStarz, JustCasino and Lucky Dreams.
Choose your payment method based on how you want to withdraw, and read the withdrawal limits at each casino before your first deposit.
Gambling should be entertainment
Casinos without a Swedish licence are not covered by Spelpaus (Sweden's national self-exclusion register). If you are self-excluded, you should not play. Set limits before you start and seek help early. Stödlinjen (the Swedish gambling helpline) offers free and anonymous advice.